Lease-purchase has a bad reputation in trucking. Most carriers built programs that trap drivers in worn-out equipment with claw-backs and impossible payment schedules. We didn't. Our lease-purchase is structured to be the path you actually finish — buy out the truck, walk away with title, run as a full owner-operator on your own MC if you want.
The standard megacarrier lease-purchase model: a worn-out truck with 600,000 miles, a weekly payment that consumes 30-40% of your gross, fuel + maintenance + insurance deducted on top, and a contract structure that means if you walk before the buyout, you owe back-payments. Drivers grind for 36-48 months and end up with a truck that's nearly EOL or no truck at all because they couldn't make the math work.
Our lease-purchase is different in five concrete ways:
Below is a representative lease-purchase week for a driver running 2,800 miles in a 2021 Cascadia on our program.
| Per week | Notes | |
|---|---|---|
| Gross (2,800 mi × $2.65 RPM) | $7,420 | Our 8% dispatch already included in net |
| Driver share (after dispatch %) | $6,826 | 92% — we treat lease-purchase drivers as owner-ops, not company drivers |
| Truck payment | −$680 | Fixed weekly, builds equity toward buyout |
| Fuel (estimated) | −$1,400 | Your fuel card; we don't mark up fuel |
| Insurance share | −$170 | Pro-rated from fleet policy; cheaper than solo |
| Maintenance escrow | −$200 | Held in your name; refunded if unused at buyout |
| Take-home | $4,376 | Plus equity in the truck |
That's around $206k–$219k take-home in a typical year (47–50 weeks driven, accounting for vacation and downtime), plus building equity in a truck that's yours at the end of 36 months. Many of our lease-purchase drivers exceed that with longer weeks or higher-RPM equipment.
We send the full agreement before you sign anything. Here's the short version.
Apply now and a US-based dispatcher will call you within the hour to walk through onboarding. No contract. No setup fee. Just better loads.